Update by Bank of India Q2: Global Business increases by 12% to 15.62 Lakh crore

The State Bank of India (BOI), Monday, October 6), declared an annual growth of 11.8% in its global activities, which reached 15.61,888 crosses at September 20, 2025, against 13,97,100 crores ₹ A year earlier, according to the provisional financial results of the Bank for the second quarter of fiscal year 26.

Global deposits increased by 10.08% in annual sliding to 8.53,301 crosses against 7.75,181 crosses a year earlier, while global advances increased by 13.94% to 7 08,587 crore of ₹ against 6,2,1919 crore.

On the inner front, deposits increased by 8.53% in annual sliding to 7.30 097 crore, against 6,72,732 sterling books during the same period last year. The retail term deposits in the interior segment rose to 3,45,026 crosses, marking growth of 14.15% in annual sliding.

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Interior gross advances climbed 14.62% to 5,96,794 sterling books, compared to 5.20,653 crore ₹ in September 2024.

First trimester results

Bank of India declared an increase of 32.2% in annual shift (annual shift) of the consolidated net profit for the quarter enclosed June 2025 to 2,252 sterling books, against 1,703 crore in the same quarter last year. Growth has been carried out by expansion of retail, MPME and segments abroad.

Global advances increased by 12.02% in annual sliding, with internal loans up 11.24%. Progress abroad increased by 16.34%, while retail and MSME loans increased by 20%and 17%, respectively. Crédit Agricole has also shown a healthy growth of 12%.
Deposits increased 9.07% in annual sliding, with domestic deposits up 9.62%. Casa deposits increased by 2.5%, the CASA ratio at 39.88%.

However, net interest income (NII) contracted from 3.3% in annual shift to 6,068 crosses, against 6,276 sterling books a year ago, which raised concerns about the pressure of margins. The operating profit for the quarter rose to 4,009 crosses, up 9% in annual shift.

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The quality of the bank’s assets has shown sequential moderation. Non -efficient raw active ingredients (GNPA) amounted to 2.92%, improving 170 basic points in annual sliding, but compared to 2.89% in the March quarter. The NPA Net decreased to 0.75% from 0.82% sequentially.

Bank of India Ltd’s actions ended at 125.90 ₹, up 0.40, or 0.32%, on ESB.