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Global expansion, AI and consumer adoption are key themes of the Global Fintech Festival, explains the CEO of Pine Labs Amrish Rau

Michael Johnson by Michael Johnson
October 7, 2025
in Business & Economy
Reading Time: 2 mins read
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Pine Labs President and CEO, Amrish Rau, said on Monday that the Fintech ecosystem in India “absolutely buzzes” while consumers are increasingly adopting digital payments. Addressing CNBC-TV18 on the sidelines of the Global Fintech Festival (GFF), Rau has highlighted three key themes for the event: global expansion, artificial intelligence and the growing adoption of consumers.

“In recent years, the ecosystem has matured considerably. There are more transactions through applications and fintech products today than on rails and bank applications,” said Rau. “Consumers accept Fintech, and it’s just an excellent sign.”

Rau stressed that Indian Fintech develops beyond the domestic market, the global adoption of the UPI being an important step. “On the back of what the government is doing and also what NPCI and perhaps a little what we do, our fintech is now becoming global. If you see where UPI has started to globalize, it is a very important game,” he said.

He also added that the festival theme focuses on AI and its potential to transform the Fintech space, saying: “We really wanted to explore what AI will bring in the Fintech space. There is a lot of things there, and I am very excited by the buzz. ”

Although RAU did not comment on Pine Labs’ specific plans for foreign markets, he noted that Fintech overall explores great opportunities, including faster payments in the United States through Stablecoins and improve access to payments in Africa and South-East Asia. He added that many solutions developed in India are relevant to these international markets.

RAU also talked about the main engines of fintech growth, stressing the need to facilitate trade for businesses and consumers. “Consumers want faster payments. Traders want to be able to receive money very quickly using all possible form factors. Financial institutions have now become money warehouses. They say that if we can move payment systems more quickly, we can continue in our role in the management of money, “he said.

On Fintech diversification, Rau explained that companies should focus on their fundamental forces. “There are two parts in the word Fintech:” end “which are financial and” tech “services. Some companies say they want to be Fintech’s financial services. Others, like us, say that we are Fintech technology.

Watch the accompaniment video for a whole conversation.

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Tags: adoptionAmrishCEOconsumerexpansionexplainsFestivalFintechGlobalKeyLabsPineRauthemes
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